The eleven U.S. federal holidays in 2028, the day federal offices actually close when one falls on a weekend, and what the Federal Reserve banks do.
| Holiday | Date | Federal day off | Federal Reserve banks |
|---|---|---|---|
| New Year's Day January 1 | Sat, Jan 1 | Fri, Dec 31, 2027 | Open (holiday is on a Saturday) |
| Martin Luther King Jr. Day Third Monday in January | Mon, Jan 17 | Mon, Jan 17 | Closed Mon, Jan 17 |
| Presidents' Day (Washington's Birthday) Third Monday in February | Mon, Feb 21 | Mon, Feb 21 | Closed Mon, Feb 21 |
| Memorial Day Last Monday in May | Mon, May 29 | Mon, May 29 | Closed Mon, May 29 |
| Juneteenth National Independence Day June 19 | Mon, Jun 19 | Mon, Jun 19 | Closed Mon, Jun 19 |
| Independence Day July 4 | Tue, Jul 4 | Tue, Jul 4 | Closed Tue, Jul 4 |
| Labor Day First Monday in September | Mon, Sep 4 | Mon, Sep 4 | Closed Mon, Sep 4 |
| Columbus Day (Indigenous Peoples' Day) Second Monday in October | Mon, Oct 9 | Mon, Oct 9 | Closed Mon, Oct 9 |
| Veterans Day November 11 | Sat, Nov 11 | Fri, Nov 10 | Open (holiday is on a Saturday) |
| Thanksgiving Day Fourth Thursday in November | Thu, Nov 23 | Thu, Nov 23 | Closed Thu, Nov 23 |
| Christmas Day December 25 | Mon, Dec 25 | Mon, Dec 25 | Closed Mon, Dec 25 |
New Year's Day 2028 is a Saturday, so federal workers had the day off on Friday, December 31, 2027. There is no weekday federal holiday in the first week of January 2028.
Sources: U.S. Office of Personnel Management, Federal Holidays; Federal Reserve, Holidays Observed (K.8). Most U.S. banks follow the Federal Reserve's schedule, but check yours.
In 2028, New Year's Day falls on a Saturday, Veterans Day falls on a Saturday. When a holiday lands on a Saturday, most federal employees get the Friday before; on a Sunday, the Monday after. The Federal Reserve doesn't move Saturday holidays, so banks are open that Friday.
Paying people or planning a deadline? 2028 has 10 federal days off on weekdays.
Or open the 2028 calendar page.
Eleven. Federal law (5 U.S.C. 6103) sets the same eleven holidays every year: New Year's Day, Martin Luther King Jr. Day, Washington's Birthday, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving and Christmas.
For most federal employees, a holiday on a Saturday is observed the Friday before and a holiday on a Sunday is observed the Monday after (OPM). The Federal Reserve Banks follow a different rule: they stay open on the Friday before a Saturday holiday and close on the Monday after a Sunday holiday.
New Year's Day 2028 falls on a Saturday, so federal employees get the day off on Friday, December 31, 2027 instead.
No. Federal holidays apply to federal employees and offices. Private employers, states and schools choose their own holidays, and many states add their own.
The law calls the third Monday in February "Washington's Birthday". Many states, stores and calendars call it Presidents' Day. Likewise the second Monday in October is Columbus Day in federal law; many states and cities observe it as Indigenous Peoples' Day.